Gap Protection Program

Gap is a unique coverage program that protects you from financial disaster in case your vehicle is stolen or totaled. Here’s why: as your vehicle gets older, the vehicle’s actual cash value (ACV) declines, while your lease or loan balance may remain higher than what the insurance company will pay you. You are then financially liable for the difference between what the insurance company pays you and what you owe. Many people do not realize that they are responsible for that balance owed on the vehicle. GAP covers the difference between your loan or lease balance and your insurance settlement. In other words, if your insurance does not cover the cost of the totaled or stolen vehicle YOU HAVE TO PAY THE DIFFERENCE.

With Pivotal Solutions Gap Coverage, That Difference Is Waived.


You are covered 100% in case your vehicle is stolen or totaled. Even your deductible is covered! GAP is real peace of mind. (Please see contract for the specific terms and conditions of coverage.)


Gap Protection Program Coverages:



Wherever you are, you’ll appreciate the secure feeling that comes with knowing you have Pivotal Solutions’ GAP Protection.

Fast response and excellent service are just two reasons why millions of motorists rely on Pivotal Solutions for on-the-road protection.

Protect Your Investment.