Vehicle Service Contracts

RepairsVehicle Service Contract provides one of the most stable and reliable programs in the industry today. Retro and Reinsurance programs paying 100% of the underwriting profit and 100% of the investment income are available.

Pivotal Solutions is proud to offer the AutoGuard® line of Vehicle Service Contracts.   AutoGuard® VSC’s have wrap plans available for most manufacturers with extended Powertrain warranties.

Highlights of the AutoGuard® program include:

  • Three types of coverage from Exclusionary to Powertrain for both new and used cars. New car coverage for time/mileages ranging from 45,000 miles to 150,000 miles and from 3 years to 10 years are offered. Used car coverage ranges from 12 months to 48 months and from 12,000 miles to 48,000 miles.
  • Classic Unlimited Mileage Plans (named component coverage) provide unlimited mileage coverage and are available up to 24 months on used vehicles with no more than 80,000 miles on the odometer at the time of purchase.
  • Future contract guarantee (not available in CA or NV).

AutoGuard & Wheelz! are insured by American Bankers Insurance Company of FL, A.M. Best Rating: “A” Excellent.  AAGI has a 14-year relationship with Assurant/Amerian Bankers who are the largest insurers of VSC’s in the industry.

AutoGuard Repair Costs

*Repair cost estimates are based on national averages. **Based on 3% inflation per year.

AAGI Claims Statistics for 2013

  • Average Speed of Answer (ASA): 38 Seconds
  • Average Length of Claim Call: 3:57
  • Total Claims Processed Annually: 44,747
  • Claim Adjusters: 12 ASE Certified with two Master Certified, two payment specialists, and one customer service representative
  • 99% of VSC claims paid within 24 hours!
  • Total Claims Paid: ITD $123 Million
  • Over 100 Years of Automotive Service Experience within the claims department
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  • All products ARE NOT AVAILABLE in every state.